Disclaimer
Although certain contributors to this site may be licensed by the State of California to solicit insurance, TheInsuranceOwl.com is not an insurance broker, insurance company or insurance agent, and the employees of The Insurance Owl are not acting as your agent. The Insurance Owl’s service is not a substitute for the advice of a personal insurance agent licensed in your state of residence.This site is not intended to create an agency relationship, and by using The Insurance Owl, no agency relationship will be created with The Insurance Owl. Instead, you are representing yourself in any insurance matter you undertake through The Insurance Owl’s information service.
The Insurance Owl is not permitted to engage in the solicitation of insurance. The Insurance Owl is prohibited from providing any kind of advice, explanation, opinion, or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies.
The Insurance Owl provides an online insurance information portal to give visitors a general understanding of insurance. To that extent, the site publishes general information on insurance issues commonly encountered.
The Insurance Owl’s insurance information service provides answers to common insurance questions. Our answers provide only our opinion on how a particular situation can be addressed. At no time do we suggest that our answers will be suitable for every individual circumstance. You should seek the advice of your personal insurance agent for advice on your particular situation. The Insurance Owl and its services are not a substitute for the advice of a licensed insurance agent who is licensed by the state of your legal residence.
Although The Insurance Owl takes every reasonable effort to ensure that the information on our website and documents are up-to-date, they are not guaranteed to be correct, complete or up-to-date. Because the insurance regulations and law changes rapidly, is different from jurisdiction to jurisdiction, and is also subject to varying interpretations by different courts and certain government and administrative bodies, The Insurance Owl cannot guarantee that all the information on the site is completely current. Insurance is a personal matter, and no general information like the kind The Insurance Owl provides can fit every circumstance.
Therefore, if you need insurance advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed agent in your area.
This site and some of the articles on this site contain links to other resources and businesses on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that The Insurance Owl sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.
The Insurance Owl is not responsible for any loss, injury, claim, liability, or damage related to your use of this site or any site linked to this site, whether from errors or omissions in the content of our site or any other linked sites, from the site being down or from any other use of the site. In short, your use of the site is at your own risk.
